If you haven’t reviewed your existing cover since you took it out, now is a great time to review your needs.
Life changing events can mean you need to change your specified illness cover – like marriage, buying a new home or having kids. Changes in personal circumstances, or lifestyle might also require new cover. Consider reviewing your policy if:
• your health status has changed (e.g. you’ve given up smoking)
• you have new financial dependents (e.g children, or elderly parents)
• your financial status has changed (e.g. your income or employment benefits have changed)
• your marital status has changed (e.g. you’re newly married, separated or divorced)
• you’ve taken out other policies (if they include an element of cover, then you should review your overall cover).