If you wish to cover any claims which may arise from any pre-existing medical conditions you must go through a screening process. Once this is complete the underwriter will confirm whether or not they can cover your pre-existing medical conditions and whether this would be subject to the payment of an additional premium. You can buy our travel insurance, but it is important to note that you may not be covered for some pre-existing illnesses or medical conditions which you knew about at the time of taking out your travel insurance. In particular, you are not covered for the following:
Any claim related to a medical condition or an illness or death related to a medical condition which you knew about and which could reasonably be expected to lead to a claim. This applies to you, a relative, business associate or a person who you are travelling with, and any person you were depending on for the trip
Please ensure you read the terms of our Pre-Existing Medical Condition clause carefully to ensure that this insurance is suitable for your needs.